Kaizen Family Financial Consultants
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    Why Disability Insurance Is The Secret To Team Loyalty & Happiness
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    Posted on September 5th, 2025

     

    Most people don’t daydream about benefits.

    But the moment life throws a curveball—like an injury or health scare—suddenly that quiet little line item called disability insurance becomes a big deal.

    Not just for the person going …

    If Your House Had a Personality: What Kind of Insurance Would It Ask For?
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    If Your House Had a Personality: What Kind of Insurance Would It Ask For?

    Meet the Characters: Broward’s Most Talkative Homes

    If you’ve ever bemoaned the need for homeowners insurance, just be grateful your house can’t talk. Trust us: if your place had a voice, …

    How to Make Your Life Insurance Policy as Exciting as a Miami Dolphins Game (Almost)
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    How to Make Your Life Insurance Policy as Exciting as a Miami Dolphins Game (Almost)

    Welcome to the End Zone—Where Life Insurance Gets Its Game Face On

    Picture this: It’s Sunday afternoon in Broward County. The heat’s hanging like a wet towel and the Miami …

    Why Is Life Insurance So Unfunny?
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    The Comedy Drought of Death and Dollars

    Let’s be honest: nobody ever said, “Life insurance, huh? That topic KILLS me!” (pun entirely intended). If you’ve ever sat down with your family or business partners to talk life insurance, you know the vibe: faces somber …

    Weathering the Storm: Insurance, Climate Change, and Keeping Your Legacy Safe
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    When the Weather Isn’t Just Small Talk

    Remember when a “stormy season” just meant a good excuse for comfort food and binge-watching sitcoms? These days, it’s wildfires in the backyard, hurricanes with superhero names, and floods that would make Noah sweat. If …

    Digital Disruption in Insurance: Leveling Up Customer Experience (No Robots Required)
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    Rethinking Insurance: Not Your Grandparents’ Policy Anymore

    Let’s be honest: not long ago, insurance kind of felt like a time warp. Paper forms, hold music, forms about forms. That’s changing—fast. Digital disruption is more than a buzzword. It’s reshaping every …

    AI & Insurance: How Smart Tech Is Shaping Protection and Risk in 2025
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    AI & Insurance: How Smart Tech Is Shaping Protection and Risk in 2025

    Artificial intelligence is no longer a novelty in insurance. In 2025, AI has become the driving force behind how insurers assess risk, personalize protection, detect fraud, and connect with …

    Why Get Personal Protection Insurance When Life Is Good
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    Posted on August 8th, 2025

     

    Life’s good. Money’s flowing, the job’s solid, and things finally feel like they’re clicking.

    When you're riding that high, the last thing on your mind is, “What if it all stops?”

    But here’s the thing—when everything’s smooth, that’s …

    How To Use Corporate Health Plans to Mitigate Financial Risk
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    Posted on July 30th, 2025

     

    Financial pressure in business comes from rising claims, absenteeism, compliance issues, and turnover. Corporate health plans are one of the few tools that touch all of those areas at once.

    When structured right, they reduce costs, …

    The Most Important Financial Conversation You’ll Ever Have (And Most People Avoid It)
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    Every family has an invisible financial conversation they need to have.

    It doesn’t happen at the kitchen table. It doesn’t happen at the office.

    It usually happens too late.

    "What happens if I'm not here tomorrow?"

    Most people never ask this question out loud.

    But…

    Boosting Your Company's Wellbeing: Business Health Check
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    Posted on July 9th, 2025.

     

    In the business world, it's common to prioritize growth, profitability, and innovation. However, it's crucial to also focus on the overall well-being of your company and team.

    Putting employee wellness at the forefront not only leads …

    Legacy doesn’t begin with death — it begins with clarity.
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    Most people avoid this conversation. Not because they don’t care — but because it’s uncomfortable.

    Talking about death, loss, or incapacitation feels heavy. But avoiding the conversation doesn’t make the risk go away. It just makes the consequences harder.

    The …

    When your paycheck stops, your bills don’t. But what if the income didn’t have to stop?
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    You’ve built a life around your income. Rent. Groceries. School tuition. Gas. Car note. Giving.

    But what happens if one accident, illness, or diagnosis puts you out of work for 3, 6, even 12 months?

    You lose not just time — but potentially $10,000… $20,000… more.

    …
    They didn’t leave for more money. They left for more security.
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    You were shocked. They seemed happy. Showed up on time. Said thank you at the holiday party.

    Then one day, they hand in their resignation. For a job with equal pay — but better benefits.

    And just like that, your team loses a good one.

    etention Isn’t About Raises …

    Your ex still being your beneficiary isn’t dark humor. It’s a disaster waiting to happen.
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    We get it — when life moves fast, paperwork moves slow.

    But here’s a nightmare in the making: You get life insurance. Years pass. You split with your spouse. New life, new love, new family.

    And one day, God forbid, something happens to you…

    Your ex gets the check.

    …
    Most business owners insure the building. Few insure the builder.
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    You’ve worked for years to build this. The brand. The clients. The income. The team that now looks to you.

    But what happens if tomorrow, you can’t work?

    For many small business owners, one illness or accident isn’t just a personal crisis — it’s a business …

    The $10,000 Baby: The Cost of Bonding Without a Plan
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    You’ve dreamed about holding your baby. But have you planned for holding the bills?

    They say the best things in life are free. But maternity leave without a paycheck? That might just cost you $10,000—or more.

    For thousands of women every year, that moment of joy …

    Protect Your Loved Ones: Importance of Legacy Planning
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    Posted on June 01, 2025

    When you start considering how to care for your loved ones, it's natural to think about how best to shield them from life's unpredictable turns. You may wonder about the steps needed to ensure your family's security and stability, even in …

    Secure Your Future: Why a Financial Plan is Crucial
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    Posted on May 24, 2025

    Imagine standing at the edge of the future, where every financial decision you make paves the way to stability and opportunity. There's comfort in knowing you're prepared for the unexpected, and fulfillment in seeing your lifelong …

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