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Your Source for Customized Insurance Solutions

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Our Network of Carriers

Kaizen Family Financial Consultants has built a solid network, and we are dedicated to meeting and exceeding the needs of our clients by providing a balanced mix of the latest information, technologies, and the best companies in the insurance industry. We have access to more than 60 top-rated carriers in the lines of life, annuities, long-term care and disability income insurance.

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Permanent Life

  • Allianz
  • American General
  • AXA
  • Brighthouse
  • Global Atlantic
  • John Hancock
  • Lafayette
  • Lincoln Financial
  • Minnesota Life
  • Nationwide
  • New York Life
  • North American
  • Penn Mutual
  • Principal
  • Protective
  • Prudential
  • Sagicor
  • Symetra
  • Transamerica
  • United of Omaha
  • Voya
  • Zurich

Term Life

  • American General
  • AXA
  • Banner
  • Brighthouse
  • John Hancock
  • Lincoln Financial
  • Nationwide
  • North American
  • Principal
  • Protective
  • Prudential
  • Sagicor
  • SBLI
  • Symetra
  • Transamerica
  • United of Omaha
  • Voya

Variable UL

  • American General
  • AXA
  • John Hancock
  • Lincoln Financial
  • Minnesota Life
  • Nationwide
  • New York Life
  • Principal
  • Protective
  • Prudential
  • Voya

Linked Benefit

  • Lincoln Financial
  • Minnesota Life
  • Nationwide
  • OneAmerica

Indexed UL

  • Allianz
  • American General
  • AXA
  • Global Atlantic
  • John Hancock
  • Lafayette Life
  • Life of the Southwest
  • Lincoln Financial
  • Minnesota Life
  • Nationwide
  • North American
  • Penn Mutual
  • Prudential
  • Transamerica
  • United of Omaha
  • Voya
  • Zurich

Impared Risk

  • American General
  • John Hancock
  • Minnesota Life
  • Nationwide
  • Principal
  • Prudential
  • Symetra
  • Transamerica
  • United of Omaha
  • Voya

Fixed & Index Annuities

  • Allianz Preferred
  • American Equity
  • American General
  • Americo Legacy
  • Athene
  • Equitrust
  • F&G
  • F&G Legacy
  • Glocal Atlantic
  • Great American
  • Guggenheim
  • Integrity
  • Lafayette
  • Lincoln Financial
  • LSW
  • Nationwide
  • New York Life
  • North American
  • OneAmerica
  • Oxford
  • Penn Mutual
  • Phoenix
  • Principal
  • Protective
  • Reliance Standard
  • Royal Neighbors
  • Sagicor
  • Standard
  • Symetra
  • United of Omaha
  • Voya

Long Term Care

  • Genworth
  • Mutual of Omaha
  • National Guardian Life
  • Transamerica

Disability Income

  • Ameritas
  • Assurity
  • Fidelity and Guarantee
  • Guardian
  • Illinois Mutual
  • Mutual of Omaha
  • Principal
  • Reliance Standard
  • Standard

Critical Illness

  • American General
  • Assurity
  • Mutual of Omaha

New York Carriers

  • AXA
  • Brighthouse
  • Companion
  • Foresters
  • John Hancock
  • Lincoln Financial
  • New York Life
  • Principle
  • Prudential
  • Securian
  • Transamerica
  • US Life
  • Voya
  • William Penn

Final Expense/ Simplified and Guaranteed Issue

  • Assurity
  • Foresters
  • Gerber
  • Great Western
  • National Western
  • Transamerica
  • United Home
  • United of Omaha

Survivorship

  • American General
  • AXA
  • Global Atlantic
  • John Hancock
  • Lincoln Financial
  • Minnesota Life
  • Nationwide
  • Principal
  • Protective
  • Prudential
  • Zurich

Pension and Business Market

  • American National
  • Lafayette
  • Penn Mutual

ANNUITIES

Fixed

Health Rated SPIA

Immediate

Indexed

More Details

  • 412e / 419 / Accounts Receivable Leverage
  • Asset Based Long Term Care
  • Asset Maximization / Buy-Sell
  • Charitable Trusts / Deferred Compensation
  • Estate Planning / Executive Bonus
  • Impaired Risk
  • Pension Maximization
  • Pension Rescue / Policy Review
  • Retirement Planning
  • Split Dollar / Stock-To-Cash
  • Stretch IRA
  • Supplemental Retirement Income
  • Wealth Transfer

LONG TERM CARE

Individual

Group

More Details

  • Association Groups
  • Executive Carve-Outs
  • Individual And Joint
  • Linked Benefit
  • Medical Supplement
  • Multi-Life: Large and Small Employer Group

LIFE INSURANCE

Individual

Group

More Details

LIFE INSURANCE TYPES

  • Index Life
  • Return Of Premium Term
  • Survivorship Life
  • Term
  • Universal Life
  • Variable Universal Life
  • Whole Life
  • Guaranteed Issue
  • Simplified Issue

DISABILITY INCOME

Individual

Group

More Details

  • Business Loan Protection
  • Business Overhead Expense
  • Disability Buy Out
  • Key Man Disability Income
  • Multi Life Discount Programs
  • Own Occupation DI Definitions
  • Simplified Underwriting

SPECIALTY PRODUCTS

More Details

  • 401k
  • Critical Illness
  • Disability Income
  • Group Life / Disability / Dental
  • Linked Benefit
  • Medical Supplement
  • Structured Settlements