What are some common life insurance questions?

Buying life insurance can often be a confusing and overwhelming process. With so many different products on the market, it's hard to understand which is best for you and your family. To ensure you're making an informed decision when purchasing life insurance, there are some critical questions to ask yourself. Below are questions I get often:

What is life insurance?

How much does life insurance cost?

Who needs life insurance?

What type of policy should I get?

Do I need additional coverage besides my employer coverage?

What are the different types of policies available?

Are there any tax advantages to having a life insurance policy?

What is the difference between whole life and term life insurance?

Can my minor children receive the money?

I have XYZ medical conditional; do I qualify?